If you're a business owner or are in charge of an organization, you are probably well aware of how crucial it is to have adequate insurance coverage. But when it comes to cybersecurity issues, general liability insurance typically doesn't offer the detailed levels of protection you need. Today, we'll highlight the importance of a cyber insurance program that fits your situation. We'll also take a closer look at common types of cybercrime that can threaten you and your customers. 

Topics: Commercial Insurance

It seems like every day there are news headlines about companies that have had their data breached. The fallout from these breaches, and the impact on the business and their customers, is severe. New compliance regulations are constantly being introduced to try to address cyber threats. As a business owner, it's imperative that you adhere to these security regulations. So, what exactly do you need to know about data security compliance?

Topics: Employee Benefits- Commercial Insurance- Employee Benefits Insurance- Featured

You’re probably aware that there are a variety of scams out there trying to steal your personal information, but there are also types of scams that can try to harm your business. You and your employees should be extra vigilant in defending against one form of cyber crime in particular – social engineering fraud.

Topics: Commercial Insurance

As a business owner, especially with the losses that COVID-19 has caused, it is likely that you have heard of business interruption insurance. This is a type of insurance that can cover business income loss suffered if your business is forced to shut down for a period of time. It may cover operating expenses such as revenue lost, rent, lease, or mortgage payments,; loan payments, employee payroll, taxes, and more.

Topics: Commercial Insurance

What's included in this Checklist:

• Things You'll Want to Know About Business Insurance
• What Types of Business Insurance Are Mandatory?
• What Types of Business Insurance Are Optional? (But You Should Have)
• Additional Coverage Options
• What Should Business Insurance Cost?
• Business Insurance Q&A

Business insurance coverage is something that even new business owners likely know they need. But with so many types of coverage options, it can be overwhelming, exhausting, and challenging to know which policies you need, how to get the best price, and everything in between.

Topics: Commercial Insurance- Commercial Insurance- Featured

Topics: Personal Insurance- Employee Benefits- Commercial Insurance- Compliance

Topics: Commercial Insurance- Commercial Insurance- Featured

Whether you're a new business owner looking to purchase small business liability insurance for the first time, or a business veteran who is seasoned in insurance policies, you deserve to know how much you should be paying for business insurance. 

Topics: Commercial Insurance- Commercial Insurance- Featured

Two Relief Acts related to the COVID-19 pandemic have recently been enacted.  The Families First Coronavirus Response Act (FFCRA) was first signed into law then followed by the Coronavirus Aid, Relief and Economic Security Act (CARES).  There is so much information being distributed by various entities, it is at times, difficult to get a handle on these new laws.  I have found several handouts on these recent changes useful and easy to follow. Links to these documents are below.

Topics: Employee Benefits- Commercial Insurance- Compliance

Topics: Personal Insurance- Employee Benefits- Commercial Insurance- Compliance